Gold & Silver Price Today in India
22nd July 2026 — 24K, 23K, 22K, 21K & 18K Rates, City-Wise
Gold has always been more than a metal in India — it is trust, tradition and a hedge against uncertain times rolled into one. Whether you are planning a wedding purchase, adding to your investment portfolio, or simply checking today's rate before visiting your local jeweller, here is a clean, easy-to-read breakdown of gold and silver prices across India's major cities as on 22nd July 2026, along with the day's top bullion news.
24K GOLD / 10g
₹1,44,220
22K GOLD / 10g
₹1,32,200
SILVER / kg
₹2,35,000
TREND
▲ Firm
National Average Gold Rate (Per 10 Grams)
Silver rate today: ₹235 per gram (₹2,35,000 per kg). Rates exclude GST (3%), TCS and making charges.
City-Wise Gold Rate Table (₹ per 10 Grams)
| City | 24K | 23K | 22K | 21K | 18K |
|---|---|---|---|---|---|
| Delhi | 1,44,370 | 1,38,420 | 1,32,380 | 1,26,460 | 1,08,380 |
| Mumbai | 1,44,220 | 1,38,310 | 1,32,240 | 1,26,340 | 1,08,270 |
| Chennai | 1,44,720 | 1,38,790 | 1,32,680 | 1,26,770 | 1,08,650 |
| Kolkata | 1,44,220 | 1,38,310 | 1,32,240 | 1,26,340 | 1,08,270 |
| Bengaluru | 1,44,170 | 1,38,260 | 1,32,200 | 1,26,300 | 1,08,230 |
| Hyderabad | 1,44,220 | 1,38,310 | 1,32,240 | 1,26,340 | 1,08,270 |
| Pune | 1,44,250 | 1,38,340 | 1,32,270 | 1,26,370 | 1,08,290 |
| Ahmedabad | 1,44,200 | 1,38,290 | 1,32,220 | 1,26,330 | 1,08,250 |
| Jaipur | 1,44,350 | 1,38,420 | 1,32,360 | 1,26,440 | 1,08,360 |
| Kochi | 1,44,700 | 1,38,770 | 1,32,660 | 1,26,750 | 1,08,630 |
| Goa | 1,44,250 | 1,38,340 | 1,32,270 | 1,26,370 | 1,08,290 |
| Kerala (State Avg.) | 1,44,680 | 1,38,750 | 1,32,640 | 1,26,730 | 1,08,620 |
| Kolhapur | 1,44,240 | 1,38,300 | 1,32,230 | 1,26,330 | 1,08,260 |
| Belgaum | 1,44,180 | 1,38,270 | 1,32,200 | 1,26,310 | 1,08,240 |
City-Wise Gold Price Details
📍 Delhi
As the national capital, Delhi's gold rates run marginally above the national average due to local levies. 24K gold is trading at ₹1,44,370, while 22K stands at ₹1,32,380 per 10 grams.
23K: ₹1,38,420 | 21K: ₹1,26,460 | 18K: ₹1,08,380
📍 Mumbai
India's bullion trading hub sees 24K gold priced at ₹1,44,220 and 22K at ₹1,32,240 per 10 grams, closely tracking MCX benchmarks.
23K: ₹1,38,310 | 21K: ₹1,26,340 | 18K: ₹1,08,270
📍 Chennai
Chennai traditionally records some of the highest gold prices in India owing to strong jewellery demand. 24K is quoted at ₹1,44,720 and 22K at ₹1,32,680 per 10 grams.
23K: ₹1,38,790 | 21K: ₹1,26,770 | 18K: ₹1,08,650
📍 Kolkata
Kolkata's rates mirror Mumbai closely, with 24K gold at ₹1,44,220 and 22K at ₹1,32,240 per 10 grams.
23K: ₹1,38,310 | 21K: ₹1,26,340 | 18K: ₹1,08,270
📍 Bengaluru
Bengaluru offers among the most competitive rates in South India, with 24K at ₹1,44,170 and 22K at ₹1,32,200 per 10 grams.
23K: ₹1,38,260 | 21K: ₹1,26,300 | 18K: ₹1,08,230
📍 Hyderabad
The Nizam city's rates align with Mumbai and Kolkata, with 24K trading at ₹1,44,220 and 22K at ₹1,32,240 per 10 grams.
23K: ₹1,38,310 | 21K: ₹1,26,340 | 18K: ₹1,08,270
📍 Pune
Pune stays close to Mumbai's benchmark, with 24K priced at ₹1,44,250 and 22K at ₹1,32,270 per 10 grams.
23K: ₹1,38,340 | 21K: ₹1,26,370 | 18K: ₹1,08,290
📍 Ahmedabad
Gujarat's commercial capital sees 24K gold at ₹1,44,200 and 22K at ₹1,32,220 per 10 grams, among the more affordable metro rates.
23K: ₹1,38,290 | 21K: ₹1,26,330 | 18K: ₹1,08,250
📍 Jaipur
Known for its kundan and jadau craftsmanship, Jaipur quotes 24K gold at ₹1,44,350 and 22K at ₹1,32,360 per 10 grams.
23K: ₹1,38,420 | 21K: ₹1,26,440 | 18K: ₹1,08,360
📍 Kochi
Kerala's gold trading hub runs on the higher side, with 24K at ₹1,44,700 and 22K at ₹1,32,660 per 10 grams, driven by strong local demand.
23K: ₹1,38,770 | 21K: ₹1,26,750 | 18K: ₹1,08,630
📍 Goa
Goa's rates stay close to Pune, with 24K gold at ₹1,44,250 and 22K at ₹1,32,270 per 10 grams.
23K: ₹1,38,340 | 21K: ₹1,26,370 | 18K: ₹1,08,290
📍 Kerala (State Average)
Across Kerala's cities, 24K gold averages ₹1,44,680 and 22K averages ₹1,32,640 per 10 grams — one of India's highest-demand gold markets.
23K: ₹1,38,750 | 21K: ₹1,26,730 | 18K: ₹1,08,620
📍 Kolhapur
This Maharashtra jewellery town prices 24K at ₹1,44,240 and 22K at ₹1,32,230 per 10 grams, staying close to state averages.
23K: ₹1,38,300 | 21K: ₹1,26,330 | 18K: ₹1,08,260
📍 Belgaum
Belgaum offers Karnataka-benchmark pricing, with 24K at ₹1,44,180 and 22K at ₹1,32,200 per 10 grams.
23K: ₹1,38,270 | 21K: ₹1,26,310 | 18K: ₹1,08,240
🔟 Top 10 Gold News in India — 22 July 2026
- MCX gold hovers near record levels — Domestic gold futures continue trading close to their all-time highs, staying resilient despite occasional intraday profit-booking.
- Crude oil volatility keeps investors cautious — Elevated crude prices linked to ongoing West Asia tensions are pushing more investors toward gold as a safe-haven asset.
- Rupee depreciation supports domestic rates — A softer rupee against the US dollar is adding a premium to India's landed gold cost.
- US Fed rate-cut expectations build — Growing market bets on further easing by the Federal Reserve continue to support non-yielding assets like gold globally.
- Central banks keep accumulating gold — Sustained bullion purchases by global central banks remain a key structural support for prices this year.
- Silver sees a sharp weekly correction — After a strong rally, silver has pulled back on profit-booking, though the medium-term trend stays constructive.
- Analysts flag ₹1.5 lakh target by Diwali 2026 — Several brokerage desks continue to project further upside in 24K gold heading into the festive season.
- Jewellery demand stays muted at record prices — Retail footfall at jewellers remains subdued as high absolute prices push many buyers toward lightweight and digital gold options.
- SGB and Gold ETF inflows remain strong — Paper-gold instruments continue to see healthy investor interest as an alternative to physical gold purchases.
- Global equity-gold rotation in focus — With equity markets showing mixed signals, portfolio managers are highlighting gold's role as a diversification hedge.
Frequently Asked Questions
Which city has the cheapest gold rate today?
Among the cities tracked, Bengaluru and Belgaum show marginally lower rates than the national average today.
Do gold rates include GST?
No, the rates above are indicative bullion prices and exclude 3% GST, TCS and jeweller making charges.
Why do gold prices differ across cities?
Local transport costs, state association benchmarks, demand patterns and small taxation differences cause city-wise variation.
: